top of page

Competitive Mortgage Services offers a full array of loan programs to meet your needs:

 

  • Conforming loan amounts up to $417,000, 620+ credit score      

  • Fixed rate mortgages, fully amortized,  30 – 8 year terms

  • Adjustable rate mortgages, fully amortized over 30 yr term

    • 3/1 ARM

    • 5/1 ARM

    • 7/1 ARM

    • 10/1 ARM

 

  • Jumbo loan amount from $417,000 – $3,000,000, 660+ credit score

  • Fixed rate mortgages, fully amortized, 30 & 15 year terms

  • Adjustable rate mortgages, fully amortized, over 30 yr term

    • 3/1 ARM

    • 5/1 ARM

    • 7/1 ARM

    • 10/1 ARM                             

  • 10% Down payments loan amounts to $1,500,000

  • 20% Down payments loan amounts to $2,000,000

  • 25% Down payments loan amounts to $2,500,000

  • 30% Down payments loan amounts to $3,000,000

 

Loan Program

  • Non-Prime Programs:

    • 30 year fixed, 20% down payment, up to $1,000,000, 500+ credit score

    • Investor loans, 25% down payment, up to $750,000, 560+ credit score

    • 20 financed properties

    • 24 months seasoning for foreclosure, short sale, bankruptcy

    • Bank statement program for self-employed borrowers

    • Foreign National program, non-US credit accepted

 

  • FHA:

    • 3.5% Down Payment 580+ credit scores

    • Fixed rate mortgages:  30 and 15 year terms

    • Adjustable rate mortgage: 5/1 ARM

 

  • VA

    • 100% financing 580+ credit scores

    • Fixed rate mortgages: 30 and 15 year terms

    • Ajustable rate mortgage: 5/1 ARM

bottom of page